When should I apply?  
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The longer that you wait, the better the chance that you will be forced into a decision that you might later regret. Early research and planning will often result in a less stressful and a more organized game plan. At the very least, you should meet with one or more mortgage loan officers to get a better feel for the transaction. How much do we qualify for? How much cash will we need? How long will the transaction take? The answer to all of these questions should affect when you are ready and the type of housing that you will seek. PRE-QUALIFICATION or PRE-APPROVAL will help.

 

Check out our Price Calculator.  Click on "Price Calculator" link on the left of this page.

 

Home Page | About Us | Contact Us | Site Map | Price Calculator | How Much Can I Qualify For? | What type of a mortgage should I obtain? | How long will I have this new mortgage? | Should I choose a bank or a mortgage company? | What is private mortgage insurance (PMI)?  | What if my credit rating is not as good as it use to be?  | Is there any help for first-time homebuyers?  | Should I consider refinancing my mortgage? | How can I get the lowest interest rate?




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