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If you are still are of the opinion that
you should only apply through a mortgage company like Mortgage
Affiliates if you can't get a mortgage through a bank, you are
really behind the times. Not too many years ago, mortgage companies
definitely dealt with only those borrowers who were not capable of
obtaining more conventional financing. Times have changed
dramatically. Generally speaking, most mortgage companies will offer
better rates on conventional fixed rate mortgages up to $207,400 (as
of January 1996) written for a period of 15 and 30 years. As
mortgage companies are not regulated as banks and Savings and Loan
companies, you will find that they are more creative, offer more
programs, and work hard to see that your loan closes. The extra
effort assures a payday as they generally only get paid if your loan
closes.
Check out
our Price Calculator. Click on "Price Calculator" link on the
left of this page.
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